Thursday, 28 February 2013

ABC:Spot the psychopath near you..... et al

One should also contemplate how many people one knows with a personality disorder - arguably over -generously designated by professionals as 'BORDERLINE' PERSONALITY DISORDER.
[It is essentially 'never' borderline!LINK: Borderline Personality Disorder]
GS
see also links:





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  1. Borderline Disorder Info - SANE.org

    www.sane.org/
    Get the facts from SANE Australia on 1800 18 SANE (7263)

  2. Reach Out Australia. - Dealing with Personality Disorder?

    au.reachout.com/PersonalityDisorder
    We can help. Visit for more info


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Also see NARCISSISTIC PERSONALITY DISORDER.
Sigh!
GS


  1. Narcissistic personality disorder - Wikipedia, the free encyclopedia

    en.wikipedia.org/wiki/Narcissistic_personality_disorder
    Narcissistic personality disorder (NPD) is a personality disorder in which the individual is described as being excessively preoccupied with issues of personal ...
    Egocentrism - Narcissistic parents - Megalomania - Narcissistic Personality Inventory

  2. How to identify a Narcissist and how to manage narcissism in a partner

    www.hartrelationshipcounselling.com.au/.../are-you-living-wit...Share
    Having to deal with a Narcissistic partner makes a relationship very difficult. We show you how to identify a Narcissist and how to manage narcissism in a ...

  3. How to Spot a Narcissist | World of Psychology

    psychcentral.com/blog/archives/.../how-to-spot-a-narcissist/
    Aug 4, 2008 – At the core of extreme narcissism is egotistical preoccupation with self, personal preferences, aspirations, needs, success, and how he/she is ...


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http://www.abc.net.au/science/articles/2013/02/26/3696402.htm

Spot the psychopath near you

Businessman
Is this a snake in a suit? (iStockphoto: creativepictures)
If somebody asked you to do a random word association on the word "psychopath", the grim words "serial killer" would probably appear somewhere on your list. But many of the characteristics of psychopaths are shared by politicians — and heroes. Yes, the psychopath who would burn down your house is in many ways similar to the hero who would rescue your loved ones from the same burning house.
One of the earliest appraisals of psychopathy was by the ancient Greek philosopher Theophrastus, about 2400 years ago. In his book The Characters he carefully lists some 30 moral temperaments. One of these he calls "The Unscrupulous Man" who will, according to Theophrastus: "go and borrow more money from a creditor he has yet to pay back".
There are many different characteristics associated with psychopathy. On one hand, they include having virtually no conscience, no impulse control, no guilt, no empathy and no remorse. On the other hand psychopaths are quite fearlesss (both mentally and physically), can focus really well, are strong-minded, and are superficially charming. As a result, they are very persuasive and are very skilled at manipulation of others. For example, psychopaths have "a great proficiency in persuading parole boards to release them into the community".
They are also very egocentric, very dishonest, as well as being both callous and ruthless, and virtually immune to anxiety. They are very happy to indulge in risk-taking behaviour, and tend to have a grandiose sense of self-worth.
About 1 per cent of us are true psychopaths, with women being represented half as often as men. Another 10 to 15 per cent of us are in the "almost psychopathic" category.
Now it's not all intangible. No, the underlying emotional deficit of psychopathy seems to be linked to some physical attributes.
For example, psychopathy is linked to a poor sense of smell. One study of 79 people (who had been diagnosed to be non-criminal psychopaths and who were living in the community) tested their sense of smell. They were offered 16 pens that carried 16 different odours such as leather, orange and coffee. Even though they could register that an odour was present, they could not easily tell the difference between one scent and another.
This poor-sense-of-smell seems to point a finger at a part of the psychopath brain called the orbito-frontal complex. Not only does it process smells, it is also involved in controlling impulses and in planning.
But what if you have some, but not all, of the characteristics of a psychopath?
One characteristic possessed by psychopaths that is very useful for political leaders is called "fearless dominance". It involves a total lack of apprehension or concern or worry about social and physical situations that would scare most of us.
Back in 1982, the psychologist, D T Lykken, said that both psychopaths and heroes are "twigs from the same branch".
The so-called "hero populations" are those who work in the military, law enforcement, rescue services and so on. On one hand, these "heroes" have some of the characteristics of psychopaths - immunity from stress, ability to focus, social dominance and fearlessness. But on the other hand, they do not carry other psychopathic tendencies such as lack of conscience, antisocial behaviour, impulsivity and narcissism.
Suppose that a person does have several psychopathic factors in their character. But to understand them more deeply, you should also factor in other characteristics such as "intelligence" and a "tendency to violence".
This gives you four possible results.
If you are not particularly smart and non-violent, you'll probably end up as some kind of petty criminal — maybe a burglar.
The second option is that you are not particularly intelligent and violent. In this scenario, you could end up as an enforcer or a low-level hood.
Things change when you add intelligence to the mix.
In the third scenario, if you are both intelligent and violent on top of your psychopathic tendencies, you could end up as a criminal mastermind or working in the special forces.
But if you're psychopathic, intelligent and non-violent, you could be a "hero", or a surgeon, a lawyer or head of a big corporation. In 2006, P Babbiak and Robert D Hare referred to psychopaths in business settings as "snakes in suits".
But now that you've finally gotten used to looking out for wolves in sheep's clothing, you have to go one step further to find the snake in a suit. But at least you'll know that the snake in a suit will be up high, not low to the ground …
Tags: psychology
Published 26 February 2013
© 2013 Karl S. Kruszelnicki Pty Ltd

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Wednesday, 27 February 2013

HOME»FINANCE»PERSONAL FINANCE»SAVINGS Savers told to stop moaning and start spending

EX CATALAXY...


Sent: Wednesday, February 27, 2013 12:03 PM
Subject: [New post] Keynesian insanity reaches a new peak
Steve Kates posted: "You want proof that Keynesian economics is insane. Well, here it is. From The Telegraph in London: Savers should stop complaining about poor returns and start spending to help the economy, a senior Bank of England official warned today. . . . Older ho"

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Wednesday 27 February 2013

Savers told to stop moaning and start spending

Savers should stop complaining about poor returns and start spending to help the economy, a senior Bank of England official warned today.

Charles Bean and Mervyn King - Savers told to stop moaning and start spending
Mr Bean said low returns on savings were part of the Bank of England's strategy Photo: PA
By 
10:03PM BST 27 Sep 2010
Comments865 Comments
Older households could afford to suffer because they had benefited from previous property price rises, Charles Bean, the deputy governor, suggested.
They should "not expect" to live off interest, he added, admitting that low returns were part of a strategy.
His remarks are likely to infuriate savers, who are among the biggest victims of the recession. About five million retired people are thought to rely on the interest earned by their nest-eggs. But almost all savings accounts now pay less than inflation.
The typical savings rate has fallen from more than 2.8 per cent before the financial crisis to 0.23 per cent last month.
Mr Bean said he "fully sympathised". But he continued: "Savers shouldn't necessarily expect to be able to live just off their income in times when interest rates are low. It may make sense for them to eat into their capital a bit."
He added: "Very often older households have actually benefited from the fact that they've seen capital gains on their houses."
In an interview with Channel Four News on Monday night, he said that savers "might be suffering" from the low Bank Rate. But they had done well from higher rates in the past and would do so again.
Mr Bean said that encouraging Britons to spend was one reason why the Bank had cut interest rates. They have been held at 0.5 per cent for 18 months, hitting rates offered on savings accounts.
The strategy had led to Mervyn King, the governor, receiving many letters of complaint.
But it was designed to return the economy to a reasonable level of activity as quickly as possible, he said. "The faster we can achieve that, the sooner interest rates will get back to more normal levels."
Had the Bank not acted, "unemployment would have been higher, wage growth would have been lower," Mr Bean added.
The comments angered groups representing the elderly and those putting money aside. The Daily Telegraph has campaigned for protection for savers.
Ros Altmann, director-general of Saga, said: "Savers are being taken advantage of. They did the right thing and have been let down at the other end of the deal.
"I don't think this is what most people would consider fair."
Dot Gibson, of the National Pensioners Convention, said: "For years we've been told to put money aside for our retirement only to find that interest rates have sunk and now we have to use our savings just to pay the bills."
Jason Riddle, of Save Our Savers, said: "The Bank was aware that there was a lack of saving before the financial crisis, but those who were prudently saving while others spent, are being heavily punished."
Official figures show that savers have lost about £18 billion a year in interest as a result of the Bank's response to the worst recession in a generation.
The amount Britons save has fallen by more than a fifth since the start of the year, a survey showed today.
The average person is saving £102 a month, down from £130 in February, according to Santander.
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  • Commenter's avatar
    Where do they find these idiots they employ at the BOE there must be a funny farm where they breed them.
    They tell people they must save more then kick them in the teeth when they do.
    One thing is becoming clearer by the day the BOE is full of brain dead half wits living in that cosy public sector bubble oblivious to the real world.
    No wonder it was so easy for us to get into the mother of all financial crisis.
  • Commenter's avatar
    I think we need a concerted campaign to fire them both,
  • Commenter's avatar
    Savers are of course the only people with any money left.
    I am afraid having savings is viewed as anti social and probably considered unfair. You could not make it up.
  • Commenter's avatar
    Is it not time that the Bank of England made some personnel changes to people who actually understand what it is like for ordinary people, including those who are retired, rather than viewing life from the perspective of receiving a massive annual salary.
    This also goes for the members of the committee who set interest rates.
    Why not suggest that Banks increase interest rates by using the Bank Bonus money, which would then turn into money which would be spent in the economy rather than being sent or be used offshore.
    Idiots, WE certainly are to suffer these fools.
  • Commenter's avatar
    Why should Savers be penalised with low interest rates while those who obtained Liars Loans (fraud) also benefit again with low rates on their mortgages?
    When will the FSA and BOE investigate this huge fraud accounting for half of all mortgages in the boom, but which they turn a 'blind eye' to. The FSA and BOE/Banks sanctioned this fraud which still goes on, meanwhile Savers suffer.
    Savers should not help Mr Bean by spending their hard earned capital whilst getting such poor returns!
  • Commenter's avatar
    How dare Charles Bean to advise savers to stop moaning and start spending. This useless little twirp doesn't even begin to understand what is happening. Perhaps this half baked Bean should advise the government to stop wasting instead. He is a prat and this shows again that the officials at the BOE are behind the curve (as always).
  • Commenter's avatar
    ichweissnicht
    I do not smoke or drink. Very occasionally I eat cornflakes for breakfast as a bit of a treat instead of my usual porridge. The
    continued banking saga where an elite few prosper at the benefit
    of the many, may I respectfully suggest that they die soon and in great pain.
  • Commenter's avatar
    The question I have is just what investment instruments do you have in Britain? Is it only savings accounts or do you have guaranteed investments, long term investments, mutuals, just what choices do you have?
    Can you invest and trade on-line or are you required to use a broker? I can trade and sell on-line through a recognised bank, but can you?
    Once again I will say that savings accounts are the absolute worse investment you can make There are no guarantees and very little insurance.
    If you have none of these I am truly sorry for you and if you do have these then stop wingeing and get to work investing.
  • Commenter's avatar
    emmiem
    reebt
    The debate is being continued under the 'UK mortgage approvals slide as wary households opt to pay off debts', article.
  • Commenter's avatar
    FRPAdvisory
    The recession should have signalled the end of the binge borrowing and excessive spending culture – so it is worrying that cautious individuals who have put some money aside for a rainy day, or their later years, have apparently been advised to throw caution to the wind and dip into those savings in an attempt to prop up an ailing economy.
    For years we have witnessed unprecedented borrowing levels by individuals. This – and the consequent spending that took place – was largely to the benefit of the High Street, but also contributed to record levels of personal insolvency.
    We have also seen unprecedented levels of public sector borrowing. In the same way that the Government’s Comprehensive Spending Review (CSR) will cut spending to ensure the state reduces its debt levels, as a society we also need to learn to live within our means. Now that over-committed consumers are unable to prop up the High Street, cautious investors should not help to boost the economy by raiding their own savings pot.
    David Thornhill, partner, FRP Advisory
  • Commenter's avatar
    $3612748
    Has charles bean been fired yet?
  • Commenter's avatar
    killben
    such a$%%^&*s get promoted .. See King is still holding on his job (with more powers) for being the main architect in not seeing the crisis , also shoving it up the tax-payers and making his bankster pals all better off!!
    Time to rain shoes on such a#$%@^S
  • Commenter's avatar
    He really is a Mr Bean - earning £200k plus of course he can arrogantly look down his nose at us mere mortals.
    Vince Cable and George Osbourne should get hold of this idiot and get him to sweep the streets on £15k a year preferably in Moss side.
    How dare he.................
  • Commenter's avatar
    killben
    And whip him if he does not spend 15k+ .. remember we have to dip into our savings .. that is the way to live .. according to this a#$$%%%
  • Commenter's avatar
    stuart64
    This Bean bloke is compleyly out of touch with reality, cut-backs and cost of living increases are staring everyone in the face and he advises a "spend,spend,spend" solution for everyone else, well lad you can keep your advice, my brass is staying where it is, in my pocket.
    I would'nt trust the advice given by any banker or politician where my finances are concerned.
  • Commenter's avatar
    Oh no he isn't!
    This is exactly what he wants you to do! The economy is like a knackered donkey and they can't flog it any other way.
    It's all about to stall but if they could just squeeze it, just squeeze it
    a
    little
    bit
    more...
    This economy is stacking up like the biggest Ponzi scheme ever. If the people at the bottom stop putting cash into it then it will collapse!
    Maybe you should check out some other kind of investment
  • Commenter's avatar
    DKP56
  • Commenter's avatar
    I wholeheartedly agree with Mr Bean-King. I going out right now and I'm spending all my pounds...on GOLD & SILVER
  • Commenter's avatar
    Seriously I agree with the BoE on this one. I'm going to start spending on gold instead of saving.
  • Commenter's avatar
    So would I - but this article has made it to expensive
  • Commenter's avatar
    You think this is expensive? As the value of your cash gets further and further debased, give it a couple of months and you're going to think £827 was a bargain!
  • Commenter's avatar
    Why have we got to search for this article - it is still hot and should be easy to find. Most of the comments are sensible, the discussion is lively. Please reinstate on the financial page at least.
  • Commenter's avatar
    This will not do our balance of payments any good at all. I suggest that 75% of consumer goods purchased in the UK are manufactured in other countries so all we will be doing by spending money is helping other countries prosper or get out of debt by sending our hard earned cash overseas.What a great idea Mr Bean
  • Commenter's avatar
    We hardly make anything anymore. we are a nation of consumers and that's pretty much all we do.
    The advice from the BoE is to try to get you consuming again. But we've already got a flat screen telly (and to be honest, there was nothing wrong with the old one), mobile phones, second cars, clothes that last less than a year and what about those new light bulbs we've all been force to change over to? Is it me or are they really crap?
    The advice is to behave like Viv Nicholson. Go on, google it.
    and whilst you're there...
  • Commenter's avatar
    God, what a pompous bloated idiot. Yes, we could sell our houses but then it will cost us £40,000 plus to buy another thanks to stamp duty etc. Just because the BOE was asleep at the wheel and couldn't see, or wouldn't see, that consumer debt and spiralling house prices were a false dawn of success. Prof. D Blanchflower still cannot see the MPC's error. Interest rates should have been raised not reduced but Broon would not have liked that. So much for Mervyn King's independence.
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